ITAA 1936 s 160APHJ

Westpac Banking Corporation - Westpac Capital Notes 9

Police & Nurses Limited - PNL Capital Notes

Warwick Credit Union Limited - Capital Notes

Australia and New Zealand Banking Group Limited - ANZ Capital Notes 8

Challenger Limited - Challenger Capital Notes 4

Commonwealth Bank of Australia - CommBank PERLS XVI Capital Notes

National Australia Bank Limited - NAB Capital Notes 7

Unity Bank Limited - Unity Capital Notes

Judo Capital Holdings Limited - Judo Capital Notes

Insurance Australia Group Limited - IAG Capital Notes 2

KeyInvest Limited - KeyInvest Limited Capital Notes

Australia and New Zealand Banking Group Limited - ANZ Capital Notes 9

Bendigo and Adelaide Bank Limited - Capital Notes 2

Insurance Australia Group Limited - IAG Capital Notes 3

Westpac Banking Corporation - Westpac Capital Notes 10

Macquarie Group Limited - Macquarie Capital Notes 7

Latitude Group Holdings Limited - Latitude Capital Notes 2

Scrip Loan and Option Arrangement

Income tax: tax consequences of investing in PTrackERS