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If buying a bottle of wine and aging it for 10 years before consumption is okay - then can I 'mature' my bitcoins for 10 years before 'consuming' them by buying goods and services? 2. Is buying bitcoins for spending in retirement 'consumption' or 'investment'? 3. Is buying bitcoins and then buying a house with it 'consumption' or 'investment'? 4. What if I sold my bitcoins then bought a house with it? Is that 'consumption' or 'investment'? 5. Is there a one year deadline for spending bitcoins that have been purchased for personal use? I don't see it written anywhere in the personal use asset definition that consumption must happen within a one year period.